/* ============================================================
   SWISS CREST INTERNATIONAL BANK — Redesigned CSS
   Theme: White background + Red-Orange gradient
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&display=swap');

/* ── CSS Variables ─────────────────────────────────────────── */
:root {
  --primary:        #ea580c;
  --primary-dark:   #9a3412;
  --primary-light:  #ffedd5;
  --primary-mid:    #f97316;
  --gradient:       linear-gradient(135deg, #dc2626 0%, #f97316 100%);
  --gradient-soft:  linear-gradient(135deg, #fef2f2 0%, #fff7ed 100%);
  --gradient-dark:  linear-gradient(135deg, #9a3412 0%, #c2410c 100%);

  --white:          #ffffff;
  --bg:             #ffffff;
  --bg-card:        #ffffff;
  --bg-sidebar:     #ffffff;
  --text-primary:   #431407;
  --text-muted:     #6b7280;
  --border:         #e5e7eb;

  --gray-50:        #f9fafb;
  --gray-100:       #f3f4f6;
  --gray-200:       #e5e7eb;
  --gray-300:       #d1d5db;
  --gray-400:       #9ca3af;
  --gray-500:       #6b7280;
  --gray-600:       #4b5563;
  --gray-700:       #374151;
  --gray-800:       #1f2937;
  --gray-900:       #111827;

  --success:        #059669;
  --success-light:  #d1fae5;
  --danger:         #b91c1c;
  --danger-light:   #fee2e2;
  --warning:        #d97706;
  --warning-light:  #fef3c7;
  --info:           #0284c7;
  --info-light:     #e0f2fe;

  --shadow-sm:  0 1px 3px rgba(234,88,12,.08);
  --shadow:     0 4px 16px rgba(234,88,12,.10);
  --shadow-md:  0 8px 28px rgba(234,88,12,.12);
  --shadow-lg:  0 16px 48px rgba(234,88,12,.14);
  --shadow-card:0 2px 8px rgba(0,0,0,.06);

  --radius-sm:  0px;
  --radius:     0px;
  --radius-lg:  0px;
  --radius-xl:  0px;
  --radius-full: 0px;

  --font-body: 'Inter', sans-serif;
  --transition: all .18s ease;
  --transition-slow: all .32s ease;

  /* sidebar width */
  --sidebar-w: 240px;
}

body.dark {
  --bg:         #0f0e1a;
  --bg-card:    #1a1830;
  --bg-sidebar: #13112a;
  --text-primary:#f1f0ff;
  --text-muted: #9ca3af;
  --border:     #2d2b4e;
  --gray-50:    #1a1830;
  --gray-100:   #0f0e1a;
}

/* ── Reset ─────────────────────────────────────────────────── */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font-body);background:var(--bg);color:var(--text-primary);line-height:1.6;font-size:14px;overflow-x:hidden}
a{color:inherit;text-decoration:none;transition:var(--transition)}
img{max-width:100%;height:auto;display:block}
button{cursor:pointer;font-family:var(--font-body);border:none}
input,textarea,select{font-family:var(--font-body)}
ul{list-style:none}

/* ── Typography ─────────────────────────────────────────────── */
h1,h2,h3,h4,h5,h6{font-weight:700;line-height:1.25;color:var(--text-primary)}
h1{font-size:clamp(1.8rem,4vw,2.8rem)}
h2{font-size:clamp(1.4rem,3vw,2rem)}
h3{font-size:1.4rem}
h4{font-size:1.15rem}
h5{font-size:1rem}
h6{font-size:.9rem}

.text-gradient{background:var(--gradient);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}

/* ── Container ─────────────────────────────────────────────── */
.container{width:100%;max-width:1160px;margin:0 auto;padding:0 24px}

/* ── Buttons ─────────────────────────────────────────────────── */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:7px;padding:9px 20px;border-radius:0;font-weight:600;font-size:13.5px;transition:var(--transition);white-space:nowrap}
.btn:active{transform:scale(.97)}

.btn-primary{background:var(--gradient);color:#fff;box-shadow:0 4px 14px rgba(234,88,12,.35)}
.btn-primary:hover{box-shadow:0 6px 20px rgba(234,88,12,.45);transform:translateY(-1px)}

.btn-outline{background:transparent;border:1.5px solid var(--primary);color:var(--primary)}
.btn-outline:hover{background:var(--primary-light)}

.btn-white{background:#fff;color:var(--primary);box-shadow:var(--shadow)}
.btn-white:hover{box-shadow:var(--shadow-md)}

.btn-danger{background:var(--danger);color:#fff}
.btn-success{background:var(--success);color:#fff}
.btn-ghost{background:transparent;color:var(--text-primary)}
.btn-ghost:hover{background:var(--gray-100)}

.btn-sm{padding:6px 14px;font-size:12.5px}
.btn-lg{padding:11px 28px;font-size:15px;border-radius:0}
.btn-xl{padding:13px 36px;font-size:15px;border-radius:0}
.btn-full{width:100%}
.btn-icon{padding:8px;border-radius:0}

/* ── Forms ─────────────────────────────────────────────────── */
.form-group{margin-bottom:18px}
.form-label{display:block;font-size:13px;font-weight:600;color:var(--gray-600);margin-bottom:6px}
.form-control{
  width:100%;padding:10px 14px;
  background:var(--bg-card);
  border:1.5px solid var(--border);
  border-radius:0;
  color:var(--text-primary);font-size:14px;
  transition:var(--transition);outline:none
}
.form-control:focus{border-color:var(--primary);box-shadow:0 0 0 3px rgba(234,88,12,.12)}
.form-control::placeholder{color:var(--gray-400)}

.input-group{position:relative}
.input-group .form-control{padding-left:40px}
.input-group .input-icon{position:absolute;left:12px;top:50%;transform:translateY(-50%);color:var(--gray-400);font-size:15px;pointer-events:none}
.input-group .input-suffix{position:absolute;right:12px;top:50%;transform:translateY(-50%);color:var(--gray-400);font-size:13px;cursor:pointer;background:none;border:none;padding:2px}

.form-select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6'%3E%3Cpath fill='%236b7280' d='M5 6L0 0h10z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;padding-right:34px}

.form-check{display:flex;align-items:center;gap:9px;cursor:pointer}
.form-check input[type=checkbox]{width:16px;height:16px;accent-color:var(--primary);cursor:pointer}
.form-error{color:var(--danger);font-size:12px;margin-top:4px;display:flex;align-items:center;gap:3px}
.form-hint{color:var(--gray-400);font-size:12px;margin-top:4px}

/* ── Cards ─────────────────────────────────────────────────── */
.card{background:var(--bg-card);border-radius:0;padding:20px;box-shadow:var(--shadow-card);border:1px solid var(--border)}
.card:hover{box-shadow:var(--shadow)}
.card-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:16px;padding-bottom:14px;border-bottom:1px solid var(--border)}
.card-title{font-size:.95rem;font-weight:700}

/* ── Badges ─────────────────────────────────────────────────── */
.badge{display:inline-flex;align-items:center;gap:3px;padding:3px 9px;border-radius:0;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.3px}
.badge-success{background:var(--success-light);color:var(--success)}
.badge-danger{background:var(--danger-light);color:var(--danger)}
.badge-warning{background:var(--warning-light);color:var(--warning)}
.badge-info{background:var(--info-light);color:var(--info)}
.badge-primary{background:var(--primary-light);color:var(--primary)}
.badge-secondary{background:var(--gray-100);color:var(--gray-500)}

/* ── Tables ─────────────────────────────────────────────────── */
.table-wrap{overflow-x:auto;border-radius:0}
table{width:100%;border-collapse:collapse}
thead th{padding:11px 14px;text-align:left;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.5px;color:var(--gray-500);background:var(--gray-50);border-bottom:1px solid var(--border)}
tbody td{padding:13px 14px;font-size:13.5px;border-bottom:1px solid var(--border);color:var(--text-primary)}
tbody tr:last-child td{border-bottom:none}
tbody tr:hover{background:var(--gray-50)}

/* ── Public Navbar ──────────────────────────────────────────── */
.navbar{position:fixed;top:0;left:0;right:0;z-index:1000;transition:var(--transition-slow)}
.navbar.scrolled{background:rgba(255,255,255,.96);backdrop-filter:blur(16px);box-shadow:0 2px 16px rgba(234,88,12,.08)}
body.dark .navbar.scrolled{background:rgba(15,14,26,.96)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;padding:16px 0}
.nav-logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.1rem;color:var(--text-primary)}
.nav-logo .logo-icon{width:36px;height:36px;background:var(--gradient);border-radius:0;display:flex;align-items:center;justify-content:center;color:#fff;font-size:18px;font-weight:900}
.nav-links{display:flex;align-items:center;gap:4px}
.nav-links a{padding:7px 13px;border-radius:0;font-weight:500;font-size:13.5px;color:var(--gray-600)}
.nav-links a:hover{background:var(--primary-light);color:var(--primary)}
.mobile-auth-actions{display:none}
.nav-actions{display:flex;align-items:center;gap:10px}
#navToggle{display:none}

/* ── Section ────────────────────────────────────────────────── */
.section{padding:88px 0}
.section-header{text-align:center;margin-bottom:56px}
.section-badge{display:inline-block;background:var(--primary-light);color:var(--primary);padding:5px 16px;border-radius:0;font-size:12px;font-weight:700;letter-spacing:.6px;text-transform:uppercase;margin-bottom:12px}
.section-title{margin-bottom:12px}
.section-sub{color:var(--gray-500);font-size:.95rem;max-width:500px;margin:0 auto}

/* ── Service Cards ──────────────────────────────────────────── */
.services-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:20px}
.service-card{padding:28px 22px;border-radius:0;border:1.5px solid var(--border);background:var(--bg-card);text-align:center;transition:var(--transition-slow)}
.service-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-md);border-color:var(--primary-light)}
.service-icon{width:58px;height:58px;background:var(--gradient-soft);border-radius:0;display:flex;align-items:center;justify-content:center;margin:0 auto 16px;font-size:26px;color:var(--primary);transition:var(--transition)}
.service-card:hover .service-icon{background:var(--gradient);color:#fff;box-shadow:0 6px 20px rgba(234,88,12,.3)}
.service-card h4{margin-bottom:8px;font-size:.95rem}
.service-card p{color:var(--gray-500);font-size:12.5px;line-height:1.6}

/* ── Dashboard Layout ───────────────────────────────────────── */
.dash-layout{display:flex;min-height:100vh}

/* Sidebar */
.sidebar{
  width:var(--sidebar-w);
  background:var(--bg-sidebar);
  border-right:1px solid var(--border);
  flex-shrink:0;
  display:flex;flex-direction:column;
  position:fixed;top:0;bottom:0;left:0;
  z-index:100;
  transition:transform .28s ease,width .28s ease;
  overflow-y:auto;overflow-x:hidden
}
.sidebar.collapsed{width:64px}
.sidebar-logo{display:flex;align-items:center;gap:10px;padding:20px 16px;border-bottom:1px solid var(--border)}
.sidebar-logo .logo-mark{width:34px;height:34px;min-width:34px;background:var(--gradient);border-radius:0;display:flex;align-items:center;justify-content:center;font-size:17px;font-weight:900;color:#fff}
.sidebar-logo .logo-text{font-weight:800;font-size:.9rem;color:var(--text-primary);white-space:nowrap;overflow:hidden;transition:opacity .2s,width .2s}
.sidebar.collapsed .logo-text{opacity:0;width:0}

.sidebar-nav{padding:14px 10px;flex:1}
.nav-section-title{font-size:10px;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:var(--gray-400);padding:10px 8px 4px;white-space:nowrap;overflow:hidden;transition:opacity .2s}
.sidebar.collapsed .nav-section-title{opacity:0}

.sidebar-link{display:flex;align-items:center;gap:11px;padding:9px 11px;border-radius:0;color:var(--gray-500);font-size:13.5px;font-weight:500;transition:var(--transition);margin-bottom:2px;white-space:nowrap}
.sidebar-link i{font-size:18px;min-width:20px;color:var(--gray-400)}
.sidebar-link span{overflow:hidden;transition:opacity .2s,width .2s}
.sidebar.collapsed .sidebar-link span{opacity:0;width:0}
.sidebar-link:hover{background:var(--primary-light);color:var(--primary)}
.sidebar-link:hover i{color:var(--primary)}
.sidebar-link.active{background:var(--gradient);color:#fff;box-shadow:0 4px 12px rgba(234,88,12,.25)}
.sidebar-link.active i{color:#fff}
.sidebar-link .badge-dot{margin-left:auto;min-width:18px;height:18px;background:var(--danger);border-radius:0;font-size:10px;font-weight:700;display:flex;align-items:center;justify-content:center;color:#fff}

.sidebar-footer{padding:12px 10px;border-top:1px solid var(--border)}
.sidebar-user{display:flex;align-items:center;gap:10px;padding:9px 11px;border-radius:0}
.sidebar-user img{width:32px;height:32px;min-width:32px;border-radius:0;object-fit:cover;border:2px solid var(--primary-light)}
.sidebar-user-info .logo-text{font-size:12.5px}

/* ── User Sidebar (vivid red, mirrors admin sidebar) ─────────── */
.user-sidebar{background:#b91c1c;border-right-color:rgba(255,255,255,.12)}
.user-sidebar .sidebar-logo{border-bottom-color:rgba(255,255,255,.15)}
.user-sidebar .sidebar-logo .logo-text{color:#fff}
.user-sidebar .nav-section-title{color:rgba(255,255,255,.55)}
.user-sidebar .sidebar-link{color:rgba(255,255,255,.75)}
.user-sidebar .sidebar-link i{color:rgba(255,255,255,.55)}
.user-sidebar .sidebar-link:hover{background:rgba(255,255,255,.12);color:#fff}
.user-sidebar .sidebar-link:hover i{color:#fff}
.user-sidebar .sidebar-link.active{background:rgba(255,255,255,.18);color:#fff;box-shadow:none}
.user-sidebar .sidebar-link.active i{color:#fff}
.user-sidebar .sidebar-footer{border-top-color:rgba(255,255,255,.15)}
.user-sidebar .sidebar-user img{border-color:rgba(255,255,255,.4)}
.user-sidebar .sidebar-toggle{background:rgba(255,255,255,.12);color:#fff}
.user-sidebar .sidebar-toggle:hover{background:rgba(255,255,255,.2);color:#fff}
.user-sidebar .sidebar-link.logout-link{color:rgba(255,220,220,.85)}
.user-sidebar .sidebar-link.logout-link:hover{background:rgba(0,0,0,.15);color:#fff}
.user-sidebar .sidebar-link.logout-link i{color:rgba(255,220,220,.85)}
.user-sidebar .sidebar-link.logout-link:hover i{color:#fff}
.user-sidebar .sidebar-link .badge-dot,
.admin-sidebar .sidebar-link .badge-dot{background:#1f2937;color:#fff}
body.dark .user-sidebar{background:#7f1d1d;border-right-color:rgba(255,255,255,.08)}

/* Main */
.dash-main{margin-left:var(--sidebar-w);flex:1;display:flex;flex-direction:column;min-height:100vh;background:var(--bg);transition:margin-left .28s ease}
.dash-main.expanded{margin-left:64px}

/* Topbar */
.topbar{background:var(--bg-card);border-bottom:1px solid var(--border);padding:0 24px;height:62px;display:flex;align-items:center;justify-content:space-between;position:sticky;top:0;z-index:90}
.topbar-left{display:flex;align-items:center;gap:14px}
.topbar-title{font-size:1rem;font-weight:700}
.sidebar-toggle{width:36px;height:36px;border-radius:0;background:var(--gray-100);display:flex;align-items:center;justify-content:center;color:var(--gray-600);transition:var(--transition);border:none}
.sidebar-toggle:hover{background:var(--primary-light);color:var(--primary)}

.topbar-right{display:flex;align-items:center;gap:10px}
.topbar-btn{position:relative;width:36px;height:36px;border-radius:0;background:var(--gray-100);display:flex;align-items:center;justify-content:center;color:var(--gray-600);font-size:17px;border:none;transition:var(--transition)}
.topbar-btn:hover{background:var(--primary-light);color:var(--primary)}
.topbar-btn .notif-badge{position:absolute;top:-2px;right:-2px;min-width:16px;height:16px;background:var(--danger);border-radius:0;font-size:10px;font-weight:700;color:#fff;display:flex;align-items:center;justify-content:center;border:2px solid var(--bg-card)}

.topbar-user{display:flex;align-items:center;gap:9px;cursor:pointer;padding:5px 10px;border-radius:0;transition:var(--transition)}
.topbar-user:hover{background:var(--gray-100)}
.topbar-user img{width:34px;height:34px;border-radius:0;object-fit:cover;border:2px solid var(--primary-light)}
.topbar-user-name{font-size:13px;font-weight:600;line-height:1.2}
.topbar-user-role{font-size:11px;color:var(--gray-400)}

/* ── User Topbar (vivid red, matches user sidebar) ───────────── */
.user-topbar{background:#b91c1c;border-bottom-color:rgba(255,255,255,.15)}
.user-topbar .topbar-title{color:#fff}
.user-topbar .sidebar-toggle{background:rgba(255,255,255,.12);color:#fff}
.user-topbar .sidebar-toggle:hover{background:rgba(255,255,255,.2);color:#fff}
.user-topbar .topbar-btn{background:rgba(255,255,255,.12);color:#fff}
.user-topbar .topbar-btn:hover{background:rgba(255,255,255,.2);color:#fff}
.user-topbar .topbar-btn .notif-badge{border-color:#b91c1c}
.user-topbar .topbar-user:hover{background:rgba(255,255,255,.12)}
.user-topbar .topbar-user img{border-color:rgba(255,255,255,.5)}
.user-topbar .topbar-user-name{color:#fff}
.user-topbar .topbar-user-role{color:rgba(255,255,255,.7)}
body.dark .user-topbar{background:#7f1d1d;border-bottom-color:rgba(255,255,255,.1)}

/* Dash Content */
.dash-content{padding:24px;flex:1}

/* Stats Cards */
.stats-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:16px;margin-bottom:20px}
.stat-card{background:var(--bg-card);border-radius:0;padding:20px;border:1px solid var(--border);display:flex;align-items:flex-start;justify-content:space-between;gap:12px;transition:var(--transition-slow);box-shadow:var(--shadow-card)}
.stat-card:hover{transform:translateY(-2px);box-shadow:var(--shadow)}
.stat-info p{font-size:12px;font-weight:600;color:var(--gray-400);text-transform:uppercase;letter-spacing:.4px;margin-bottom:5px}
.stat-info h3{font-size:1.55rem;font-weight:800;color:var(--text-primary)}
.stat-info .stat-trend{font-size:11.5px;color:var(--success);margin-top:4px;display:flex;align-items:center;gap:3px}
.stat-info .stat-trend.down{color:var(--danger)}
.stat-icon-wrap{width:46px;height:46px;min-width:46px;border-radius:0;display:flex;align-items:center;justify-content:center;font-size:22px}
.stat-icon-wrap.purple{background:var(--primary-light);color:var(--primary)}
.stat-icon-wrap.green{background:var(--success-light);color:var(--success)}
.stat-icon-wrap.red{background:var(--danger-light);color:var(--danger)}
.stat-icon-wrap.blue{background:var(--info-light);color:var(--info)}

/* Balance Card */
.balance-card{background:var(--gradient);border-radius:0;padding:28px;color:#fff;position:relative;overflow:hidden}
.balance-card::before{content:'';position:absolute;top:-40px;right:-40px;width:160px;height:160px;background:rgba(255,255,255,.07);border-radius:0}
.balance-card::after{content:'';position:absolute;bottom:-60px;left:40px;width:200px;height:200px;background:rgba(255,255,255,.04);border-radius:0}
.balance-label{font-size:12px;font-weight:600;opacity:.8;letter-spacing:.4px;text-transform:uppercase}
.balance-amount{font-size:2.4rem;font-weight:800;margin:7px 0}
.balance-account{font-size:13px;opacity:.7;font-family:monospace;letter-spacing:2px}

/* Transaction Items */
.txn-item{display:flex;align-items:center;gap:12px;padding:12px 0;border-bottom:1px solid var(--border)}
.txn-item:last-child{border-bottom:none}
.txn-icon{width:38px;height:38px;min-width:38px;border-radius:0;display:flex;align-items:center;justify-content:center;font-size:16px}
.txn-icon.credit{background:var(--success-light);color:var(--success)}
.txn-icon.debit{background:var(--danger-light);color:var(--danger)}
.txn-icon.pending{background:var(--warning-light);color:var(--warning)}
.txn-icon.crypto{background:var(--primary-light);color:var(--primary)}
.txn-info{flex:1;min-width:0}
.txn-info p{font-size:13.5px;font-weight:600;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.txn-info span{font-size:12px;color:var(--gray-400)}
.txn-amount{text-align:right}
.txn-amount p{font-size:13.5px;font-weight:700}
.txn-amount p.credit{color:var(--success)}
.txn-amount p.debit{color:var(--danger)}
.txn-amount span{font-size:11px;color:var(--gray-400)}

/* Alerts */
.alert{display:flex;align-items:flex-start;gap:10px;padding:12px 16px;border-radius:0;font-size:13.5px;margin-bottom:14px}
.alert-success{background:var(--success-light);color:var(--success);border-left:3px solid var(--success)}
.alert-danger{background:var(--danger-light);color:var(--danger);border-left:3px solid var(--danger)}
.alert-warning{background:var(--warning-light);color:var(--warning);border-left:3px solid var(--warning)}
.alert-info{background:var(--info-light);color:var(--info);border-left:3px solid var(--info)}

/* Modal */
.modal-overlay{position:fixed;inset:0;background:rgba(0,0,0,.45);backdrop-filter:blur(3px);z-index:1000;display:none;align-items:center;justify-content:center;padding:20px}
.modal-overlay.open{display:flex}
.modal{background:var(--bg-card);border-radius:0;width:100%;max-width:480px;max-height:90vh;overflow-y:auto;animation:modalIn .22s ease}
@keyframes modalIn{from{opacity:0;transform:scale(.94) translateY(16px)}to{opacity:1;transform:scale(1) translateY(0)}}
.modal-header{display:flex;align-items:center;justify-content:space-between;padding:20px 24px 16px;border-bottom:1px solid var(--border)}
.modal-body{padding:20px 24px}
.modal-footer{padding:14px 24px 20px;display:flex;gap:10px;justify-content:flex-end}
.modal-close{width:30px;height:30px;border-radius:0;background:var(--gray-100);display:flex;align-items:center;justify-content:center;font-size:17px;color:var(--gray-500);border:none;transition:var(--transition)}
.modal-close:hover{background:var(--danger-light);color:var(--danger)}

/* Toast */
.toast-container{position:fixed;top:20px;right:20px;z-index:9999;display:flex;flex-direction:column;gap:8px;pointer-events:none}
.toast{display:flex;align-items:center;gap:10px;padding:12px 16px;background:var(--bg-card);border-radius:0;box-shadow:var(--shadow-lg);pointer-events:all;min-width:260px;max-width:360px;animation:toastIn .25s ease;border-left:3px solid var(--primary)}
.toast.success{border-color:var(--success)}
.toast.danger{border-color:var(--danger)}
.toast.warning{border-color:var(--warning)}
@keyframes toastIn{from{opacity:0;transform:translateX(50px)}to{opacity:1;transform:translateX(0)}}
@keyframes toastOut{from{opacity:1;transform:translateX(0)}to{opacity:0;transform:translateX(50px)}}
.toast-msg{flex:1;font-size:13px;font-weight:500}

/* Spinner */
.spinner{width:22px;height:22px;border:2.5px solid rgba(234,88,12,.2);border-top-color:var(--primary);border-radius:50%;animation:spin .7s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}

.page-loader{position:fixed;inset:0;background:var(--bg);display:flex;align-items:center;justify-content:center;z-index:9999;transition:opacity .3s}
.page-loader.hidden{opacity:0;pointer-events:none}
.loader-ring{width:52px;height:52px;border:3.5px solid rgba(234,88,12,.15);border-top-color:var(--primary);border-radius:50%;animation:spin .9s linear infinite;margin-top:16px}

/* Progress */
.progress-bar{height:6px;background:var(--gray-100);border-radius:0;overflow:hidden}
.progress-fill{height:100%;background:var(--gradient);border-radius:0;transition:width .5s ease}

/* OTP */
.otp-inputs{display:flex;gap:8px;justify-content:center}
.otp-input{width:48px;height:54px;border:1.5px solid var(--border);border-radius:0;text-align:center;font-size:1.4rem;font-weight:700;font-family:monospace;background:var(--bg-card);color:var(--text-primary);transition:var(--transition);outline:none}
.otp-input:focus{border-color:var(--primary);box-shadow:0 0 0 3px rgba(234,88,12,.12)}

/* Auth Pages */
.auth-page{min-height:100vh;display:flex;background:#fff}
.auth-left{width:44%;background:var(--gradient);padding:48px;display:flex;flex-direction:column;justify-content:center;position:relative;overflow:hidden}
.auth-left::before{content:'';position:absolute;top:-80px;right:-80px;width:320px;height:320px;background:rgba(255,255,255,.07);border-radius:0}
.auth-left::after{content:'';position:absolute;bottom:-60px;left:-40px;width:240px;height:240px;background:rgba(255,255,255,.05);border-radius:0}
.auth-left-content{position:relative;z-index:2;color:#fff}
.auth-left h2{font-size:2rem;margin-bottom:14px}
.auth-left p{opacity:.82;line-height:1.7;font-size:.95rem}
.auth-right{flex:1;display:flex;align-items:center;justify-content:center;padding:48px 40px;background:#fafbff}
.auth-box{width:100%;max-width:420px}
.auth-logo{display:flex;align-items:center;gap:10px;margin-bottom:28px}
.auth-logo .logo-icon{width:40px;height:40px;background:var(--gradient);border-radius:0;display:flex;align-items:center;justify-content:center;color:#fff;font-size:20px;font-weight:900}
.auth-logo span{font-weight:800;font-size:1.1rem}
.auth-title{font-size:1.6rem;margin-bottom:6px}
.auth-subtitle{color:var(--gray-500);font-size:13.5px;margin-bottom:28px}

/* Step Indicator */
.step-indicator{display:flex;align-items:center;gap:0;margin-bottom:28px}
.step-dot{width:28px;height:28px;min-width:28px;border-radius:0;display:flex;align-items:center;justify-content:center;font-size:12px;font-weight:700;background:var(--gray-200);color:var(--gray-500);transition:var(--transition)}
.step-dot.active{background:var(--gradient);color:#fff;box-shadow:0 3px 10px rgba(234,88,12,.3)}
.step-dot.done{background:var(--success);color:#fff}
.step-line{flex:1;height:2px;background:var(--gray-200);transition:background .3s}
.step-line.done{background:var(--success)}
.step-panel{display:none}
.step-panel.active{display:block}

/* Dropdown */
.dropdown{position:relative}
.dropdown-menu{position:absolute;top:calc(100%+8px);right:0;background:var(--bg-card);border:1px solid var(--border);border-radius:0;box-shadow:var(--shadow-lg);min-width:190px;padding:6px;z-index:200;display:none;animation:dropIn .14s ease}
@keyframes dropIn{from{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:translateY(0)}}
.dropdown.open .dropdown-menu{display:block}
.dropdown-item{display:flex;align-items:center;gap:9px;padding:8px 12px;border-radius:0;font-size:13.5px;color:var(--text-primary);transition:var(--transition)}
.dropdown-item:hover{background:var(--gray-100)}
.dropdown-item.danger{color:var(--danger)}
.dropdown-item.danger:hover{background:var(--danger-light)}
.dropdown-divider{height:1px;background:var(--border);margin:5px 0}

/* Notif Drawer */
.notif-drawer{position:fixed;top:0;right:-380px;width:360px;max-width:88vw;height:100vh;background:var(--bg-card);z-index:500;box-shadow:var(--shadow-lg);transition:right .28s ease;display:flex;flex-direction:column}
.notif-drawer.open{right:0}
.notif-header{padding:18px 20px;border-bottom:1px solid var(--border);display:flex;align-items:center;justify-content:space-between}
.notif-list{flex:1;overflow-y:auto;padding:10px}
.notif-item{display:flex;gap:12px;padding:12px;border-radius:0;margin-bottom:3px;transition:var(--transition);cursor:pointer}
.notif-item:hover{background:var(--gray-50)}
.notif-item.unread{background:var(--primary-light)}
.notif-icon-wrap{width:36px;height:36px;min-width:36px;background:var(--gradient-soft);border-radius:0;display:flex;align-items:center;justify-content:center;font-size:16px;color:var(--primary)}
.notif-text p{font-size:13px;font-weight:600;margin-bottom:2px}
.notif-text span{font-size:11px;color:var(--gray-400)}

/* Chart */
.chart-container{position:relative;height:240px}

/* KYC Steps */
.kyc-step{display:flex;align-items:center;gap:14px;padding:16px;border-radius:0;border:1.5px solid var(--border);margin-bottom:10px;transition:var(--transition)}
.kyc-step.complete{border-color:var(--success);background:var(--success-light)}
.kyc-step.pending{border-color:var(--warning);background:var(--warning-light)}
.kyc-step-num{width:32px;height:32px;min-width:32px;border-radius:0;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:13px;background:var(--gray-100);color:var(--gray-500)}
.kyc-step.complete .kyc-step-num{background:var(--success);color:#fff}
.kyc-step.pending .kyc-step-num{background:var(--warning);color:#fff}

/* ── Homepage Specific ──────────────────────────────────────── */
.loan-card{background:var(--gradient);color:#fff;border-radius:0;padding:32px;position:relative;overflow:hidden}
.loan-card::before{content:'';position:absolute;top:-60px;right:-60px;width:180px;height:180px;background:rgba(255,255,255,.08);border-radius:0}
.faq-item{border:1.5px solid var(--border);border-radius:0;overflow:hidden;margin-bottom:8px;background:var(--bg-card)}
.faq-question{padding:16px 18px;cursor:pointer;display:flex;justify-content:space-between;align-items:center;font-weight:600;font-size:14px;transition:var(--transition)}
.faq-question:hover{background:var(--gray-50)}
.faq-answer{padding:0 18px;max-height:0;overflow:hidden;transition:max-height .28s ease,padding .28s;font-size:13.5px;color:var(--gray-500);line-height:1.7}
.faq-item.open .faq-answer{max-height:280px;padding:0 18px 16px}
.faq-item.open .faq-icon{transform:rotate(45deg)}
.faq-icon{transition:transform .28s;font-size:18px}
.crypto-coin{background:var(--bg-card);border:1.5px solid var(--border);border-radius:0;padding:24px;text-align:center;transition:var(--transition-slow)}
.crypto-coin:hover{transform:translateY(-4px);box-shadow:var(--shadow-md)}
.footer{background:#431407;color:rgba(255,255,255,.8)}
.footer-links h5{color:#fff;margin-bottom:14px;font-size:13px}
.footer-links a{display:block;color:rgba(255,255,255,.5);font-size:13px;margin-bottom:9px;transition:var(--transition)}
.footer-links a:hover{color:#fdba74}
.social-link{width:34px;height:34px;background:rgba(255,255,255,.1);border-radius:0;display:inline-flex;align-items:center;justify-content:center;color:rgba(255,255,255,.6);font-size:15px;transition:var(--transition);margin-right:7px}
.social-link:hover{background:var(--primary);color:#fff}

/* ── Transfer Page ──────────────────────────────────────────── */
.transfer-field-group{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media(max-width:600px){.transfer-field-group{grid-template-columns:1fr}}

/* ── Responsive ─────────────────────────────────────────────── */
@media(max-width:1024px){
  .sidebar{transform:translateX(-100%)}
  .sidebar.mobile-open{transform:translateX(0)}
  .dash-main{margin-left:0!important}
  .nav-links{display:none}
  #navToggle{display:flex}
  .auth-left{display:none}
  .auth-right{padding:32px 24px}
}
@media(max-width:768px){
  .stats-grid{grid-template-columns:1fr 1fr}
  .dash-content{padding:16px}
  .topbar{padding:0 14px;gap:8px}
  .balance-amount{font-size:1.8rem}
  .dash-row-4{grid-template-columns:1fr 1fr}
  .quick-actions{grid-template-columns:repeat(2,1fr)}

  /* Public navbar: collapse auth buttons into the mobile menu */
  .nav-actions{gap:6px}
  .nav-actions .btn-outline.btn-sm,
  .nav-actions .btn-primary.btn-sm{display:none}
  .nav-links.mobile-open{
    display:flex;flex-direction:column;position:absolute;top:100%;left:0;right:0;
    background:var(--bg-card);padding:16px;box-shadow:var(--shadow-md);gap:4px;
    border-top:1px solid var(--border)
  }
  .nav-links.mobile-open a{padding:10px 14px;border-radius:0}
  .nav-links.mobile-open .mobile-auth-actions{
    display:flex;gap:10px;margin-top:10px;padding-top:12px;border-top:1px solid var(--border)
  }
  .nav-links.mobile-open .mobile-auth-actions .btn{flex:1}

  /* Dashboard/admin topbar: prevent overflow */
  .topbar-right{gap:6px}
  .topbar-user-info{display:none}
  .topbar-title{font-size:.9rem;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
  .topbar-btn,.sidebar-toggle{width:32px;height:32px;font-size:15px}
}
@media(max-width:480px){
  .stats-grid{grid-template-columns:1fr}
  .otp-input{width:42px;height:50px;font-size:1.2rem}
  .modal-overlay{align-items:flex-end;padding:0}
  .modal{border-radius:0;max-height:88vh}
  .dash-row-4{grid-template-columns:1fr}
  .quick-actions{grid-template-columns:repeat(2,1fr);gap:8px}
  .account-card{padding:20px;min-height:160px}
  .card-balance-amount{font-size:1.4rem}
  .container{padding:0 16px}
  .section{padding:56px 0}
  .topbar-right .topbar-btn:nth-of-type(1),
  .topbar-right a.topbar-btn{display:none}
  .crypto-balance-grid{gap:10px}
}


/* violet = alias for purple */
.stat-icon-wrap.violet{background:var(--primary-light);color:var(--primary)}
.stat-card.violet::before,.stat-card.purple::before{background:var(--primary)}

/* ── Utilities ──────────────────────────────────────────────── */
.flex{display:flex}.flex-col{flex-direction:column}.items-center{align-items:center}.justify-between{justify-content:space-between}.justify-center{justify-content:center}
.gap-2{gap:8px}.gap-3{gap:12px}.gap-4{gap:16px}.gap-6{gap:24px}.w-full{width:100%}
.grid{display:grid}.grid-2{grid-template-columns:1fr 1fr;gap:16px}.grid-3{grid-template-columns:repeat(3,1fr);gap:16px}
.mt-1{margin-top:4px}.mt-2{margin-top:8px}.mt-3{margin-top:12px}.mt-4{margin-top:16px}.mt-6{margin-top:24px}.mt-8{margin-top:32px}
.mb-4{margin-bottom:16px}.mb-6{margin-bottom:24px}.p-4{padding:16px}.p-6{padding:24px}
.text-center{text-align:center}.text-right{text-align:right}
.text-sm{font-size:12.5px}.text-xs{font-size:11px}.text-lg{font-size:17px}
.font-bold{font-weight:700}.font-semibold{font-weight:600}
.text-muted{color:var(--gray-400)}.text-danger{color:var(--danger)}.text-success{color:var(--success)}.text-primary{color:var(--primary)}
.truncate{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.rounded-full{border-radius:0}.hidden{display:none!important}.cursor-pointer{cursor:pointer}
.overflow-hidden{overflow:hidden}.relative{position:relative}.absolute{position:absolute}
.border-bottom{border-bottom:1px solid var(--border)}